Grow the Surplus
Avoid Debt
Recent Posts
Hitting the big 5-Oh recently, I decided to verify my retirement investment strategies and goals. While I am maintaining and/or fortifying my positions in solid companies I understand - companies...
Although stock-picking is a part of my comeback plan, I use more stable asset allocation in my retirement account by using index funds. The reasons include security, costs, and results. In the...
Earlier this year, CNBC reported that two out of every three Americans are on track to outlive their retirement savings. And many have nothing saved at all. Although few people invest enough for...
Last fall, our hot water heater malfunctioned and could no longer be repaired. But because we had an emergency fund -- sometimes called a freedom fund -- we were able to replace the appliance without...
Americans have a love affair with their cars. According to a recent CNBC report, about 78% of people live paycheck to paycheck. And yet most of them have two new cars in the garage. So how much...
Although the budget is often seen by many as something akin to a diet (i.e., denial of fun), it is actually the foundation for winning with money. Larry Burkett was known to say that budgeting is...