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Posts by Mark

link to Buy Term and Invest the Difference

Buy Term and Invest the Difference

My first real job after college was selling life insurance. That lasted all of 3 months. Why did I exit the industry so quickly? Keep reading to the end. So I had graduated a month into the start...

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link to How Much Life Insurance Do You Need?

How Much Life Insurance Do You Need?

I always thought that life insurance is kind of a misnomer. Unlike property and casualty insurance, our lives aren't replaced or repaired in the event of our death. But life insurance is the ultimate...

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link to Let the Professionals Handle This… Seriously?

Let the Professionals Handle This… Seriously?

So yesterday was the first day back for teachers. And as usual, there was a representative from our 403(b) plan administrator. Not only was the presentation more boring than watching grass grow, the...

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link to Which Quarter Are You In?

Which Quarter Are You In?

It ain't over til it's over, and there are four quarters in the game -- the financial game of life. Although I'm not sure where I first came across this, it is a useful analogy in explaining where on...

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link to Can You Forgo the Plasectomy?

Can You Forgo the Plasectomy?

Made famous by one of my favorite personal finance gurus, the plasectomy means cutting up your credit cards in order to prevent borrowing and start paying cash for stuff. Many people need to...

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About the Author

Hey, there. I'm Mark... I teach statistics and personal finance to high school and college students. I'm also a Ramsey Solutions Master Financial Coach. I create content about financial education... things like: budgeting, investing, and eliminating consumer debt.

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