The reason I know the answer to this question is because I used to live paycheck to paycheck. How did I start to do better with money? I tackled the big bad B-word. Budget. The Big Bad...

There are only 15 shopping days until Christmas! Did it sneak up on you again? For some, the Christmas Club is and has been in place since last Christmas. For others, a sinking fund approach was...

The more I learn about personal finance, the more shocking I find the recent data. According to CNBC, there are now 61% of Americans living paycheck to paycheck. They report that this was up from 51%...

If you're intimidated by the prospect of making a budget, you are not alone. My favorite thing to do for clients is to guide them through the crafting of an initial budget. There are two ways to look...

The dreaded "B" word... No matter how many people I talk to about personal finance, the budget seems to remain the most underrated topic to winning the money game. Although it may sound...

So I was lecturing in my classroom when a student asked a question about how many people I thought actually did a budget. I said that I wasn't sure what the latest data was saying. About 5 years ago...