We Americans have a love affair with our cars. Where else can you find a couple living paycheck to paycheck with two brand new cars in the driveway? Prior to the crisis of credit, banks made it...

When I was a boy, I remember saving up to buy a baseball glove. My friend Daryl and I rode our bike's up to Philadelphia Sales Sporting Goods, and I looked at that catcher's mitt almost every day one...

When you hear about living on a budget, what comes to mind? I used to think about a budget the way I thought about dieting. Most of us quit diets and go back to being out of shape. It only stands...

A little over 10 years ago, I was stuck in an infinite loop. I’d pay off some credit cards. And just when I thought I was gaining ground, I’d use my credit card again to make ends meet. I either...

Imagine a set of twins, a boy and a girl, raised by the same parents. They went to the same high school and both graduated with high GPAs. They both earned Bachelor's degrees, graduating with honors....

Americans have a love affair with their cars. According to a recent CNBC report, about 78% of people live paycheck to paycheck. And yet most of them have two new cars in the garage. So how much...