As my regular readers know, we are playing catch-up. As the result of divorce, there are some Dave Ramsey rules that we bent. But there are more principles that we follow than don't, because we still...

Some folks know I am a small time stock investor. Very small time... But a reader send me an email (thanks SJ) to questions@marknoldy.com. The reader asks, "How did you (me) know when it was time to...

So now you're learning about Dave Ramsey's Baby Steps. That means you know retirement investing is Baby Step 4, after 1) saving a $1000 baby emergency fund, 2) paying off consumer debt, and then 3)...

Invest early Did you know investing just $85 a month in a good domestic stock mutual fund for 40 years - say from age 25 to 65 - will make you a millionaire. This assumes a 12% average annual...

Another of the so-called lazy portfolios comes to us via the Bogleheads wiki (and elsewhere - just Google it!). This is just another asset allocation model that is even easier to implement than...

Step 1: $1000 in the bank. Check! Step 2: Debt Snowball. Check! Step 3: 3- to 6-month fully funded Emergency Fund... Categorize Expenses To determine how much should be saved in your...