I remember learning how to play chess when I was a young boy. Even though I knew the rules, I was not very good. I'm still not great, but every game teaches me something new. Every great chess...

So I was reading Benjamin Graham's book The Intelligent Investor, and Warren Buffett was his protégé. Herein is where I first read about the two rules of investing: Don't lose money.Don't forget...

Although stock-picking is a part of my comeback plan, I use more stable asset allocation in my retirement account by using index funds. The reasons include security, costs, and results. In the...

Earlier this year, CNBC reported that two out of every three Americans are on track to outlive their retirement savings. And many have nothing saved at all. Although few people invest enough for...

Last fall, our hot water heater malfunctioned and could no longer be repaired. But because we had an emergency fund -- sometimes called a freedom fund -- we were able to replace the appliance without...

So yesterday was the first day back for teachers. And as usual, there was a representative from our 403(b) plan administrator. Not only was the presentation more boring than watching grass grow, the...