Grow the Surplus
Avoid Debt
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When I was a child, I didn't know it, but a lot of cartoon humor was over my head. In fact, much of it was indeed crafted for adults. Bullwinkle, Tom and Jerry, Bugs Bunny, etc. Charlie...
Step 1: $1000 in the bank. Check! Step 2: Debt Snowball. Check! Step 3: 3- to 6-month fully funded Emergency Fund... Categorize Expenses To determine how much should be saved in your...
Everyone knows the best way to remove a Band-Aid, right? Of course, just rip it off! Fast! That's the principal behind "Gazelle Intensity" described by Dave Ramsey in The Total Money Makeover. And...
Every journey begins with a first step. But taking that first step can involve some trepidation. That's because there is fear about starting something new with an uncertain outcome. The Total...
So you did it. You've completed your tax returns. Now you're getting a refund, and it's burning a hole in your pocket. But is there a best way to divvy up your "windfall?" Don't be too...
Good debt? Bad debt? Is there really a difference? It depends on who you talk to. Today, I'll talk about these two classifications of debt and more specifically, the two schools of thought of...